Borrow USD

Use your crypto assets to borrow USD stablecoins

On your terms

Loan terms vary — find what works for you

No fees

No closing costs or hidden fees

Put your crypto to work

Abra Borrow makes it simple to hold your crypto for the long term while accessing funds for the short term.

Keep your crypto

Use your BTC or ETH as collateral while borrowing USD stablecoins

Low interest rates

Rates as low as 0% with flexible payment terms

Instant approval

Get approved in minutes and start borrowing almost instantly

Examples of current Abra Borrow interest rates

With flexible loan terms you can customize Abra Borrow to suit your needs.

  1. 0% APR with 10% LTV
  2. 3.95% APR with 20% LTV
  3. 7.75% APR with 33% LTV
  4. 9.95% APR with 50% LTV

Abra Borrow loan calculator

This calculator can help you estimate the right loan-to-value and loan term to get a loan that best fits your needs.

Monthly payments

Total payment

Total interest paid

Frequently Asked Questions

1What is Abra Borrow?

Abra Borrow is a new lending program that lets you take out a loan using your Bitcoin or Ethereum holdings as collateral. The interest rate on the loan is calculated based on the loan-to-value ratio (the more collateral, the lower the interest rate) and on the loan term (the shorter the loan, the lower the interest rate). Abra Borrow is rolling out across select areas, with more on the way soon.

2How do I get an Abra Borrow loan?

Getting started with an Abra Borrow loan only takes a few steps. If you are an existing Abra user, then you can fund the loan using your BTC or ETH balance. If you are new to Abra, just set up and fund your wallet with BTC or ETH (or buy some through the app) and then set up the loan. There are no employment checks or credit history checks when opening an Abra Borrow loan. All you need is the collateral.

3Which assets can I use as collateral?

Initially, Abra Borrow will use Bitcoin and Ethereum as collateral. Loans are issued in US dollar stablecoins — all loan origination processing is handled right in the app.

4How do interest rates work?

Interest rates are fixed for the life of the loan and are calculated based on how much crypto collateral you apply to the loan and for how long you decide

5Is there a limit to how much I can borrow?

You can borrow up to $500,000 (the exact amount will vary depending on location).

6Where can I learn more?

Learn more by checking out our support FAQs or by contacting us at [email protected]